Insurance edge: pure protection in focus

February 6, 2026

TCC Group (TCC, Momenta and Recordsure)  featured in Insurance Edge: Pure Protection in Focus – FCA Market Study Raises Regulatory Expectations for 2026

The FCA’s Pure Protection Market Study signals tougher expectations on fair value, commission transparency and customer outcomes. While improvements have been made in claims and coverage, the regulator remains concerned about protection gaps, commission-driven incentives, limited digital access and the impact of distribution models on vulnerable customers.

With the final report due in Q3 2026, firms are expected to act now by strengthening product governance, reviewing commission structures and using better data to evidence fair value and good outcomes across the full customer lifecycle.

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